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Help-to-Buy

Help-to-buy

Help-to-Buy

A Help-to-Buy valuation is an independent valuation from an RICS registered valuer for a property bought with the Help-to-Buy scheme, introduced by the government to support first time home buyers.

An RICS registered valuation is required when the homeowner is either repaying the Help-to-Buy loan, remortgaging or selling the property. The valuation provides the current market value of the property.

Target is the administrators charged by the H.C.A (Housing and Communities Agency) to deal with your redemption on their behalf.

Requirements

  • The Valuer must be registered with the recognised qualification of RICS
  • The Valuer must be independent to an estate agent
  • The report must be on headed paper, signed by the RICS surveyor and addressed to Target HCA
  • The Valuer MUST provide at least 3 comparable properties and sale prices
  • The Valuer must not be related or known to you
  • The Valuer must inspect the interior of the property and provide a full valuation report
  • Valuations carried out for bank or mortgage purposes are not acceptable
  • A copy of the valuation report must be supplied to Target; the inspection date must be shown on the report

Our Help-to-Buy valuations start from as little as £225.

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