Right to Acquire

Choosing Complete Home Surveys for your Shared Ownership Valuation ensures:

At Complete Home Surveys, we provide expert guidance and professional property surveys to support you through the Right to Acquire process. If you are a housing association tenant looking to purchase your home in Liverpool, our RICS-regulated surveyors can help ensure that you make an informed decision about your property investment.

The Right to Acquire scheme is a government initiative that allows eligible housing association tenants to buy their home at a discounted price. This scheme is similar to the Right to Buy scheme for council tenants but is specifically designed for those renting from housing associations. The discount available depends on your location and property type, with Liverpool tenants typically qualifying for reductions on their purchase price.

By exercising your Right to Acquire, you gain the security and benefits of homeownership, allowing you to invest in your future rather than continuing to pay rent. However, it’s essential to fully understand the condition and value of the property before committing to the purchase.

Choosing Complete Home Surveys for your Shared Ownership Valuation ensures:

Level 2 RICS Homebuyer Report

A Level 2 RICS Homebuyer Report is a detailed but cost-effective survey suitable for properties that are in reasonable condition and of traditional construction. It includes:

• A visual inspection of the property’s internal and external condition.
• A traffic light rating system (Green, Amber, Red) highlighting defects and urgency of repairs.
• An assessment of major defects, such as damp, subsidence, or structural movement.
• Advice on necessary repairs and maintenance.
• An independent market valuation (if required) to help you assess the purchase price.

This survey is ideal for tenants purchasing their home under Right to Acquire who want a professional assessment before committing to the mortgage process.

Level 3 RICS Building Survey

For older or more complex properties, we recommend a Level 3 RICS Building Survey. This is a comprehensive survey that provides an in-depth analysis of the property’s structure and condition. It is particularly beneficial if:

• Your home is older or of non-standard construction.
• The property has undergone significant alterations.
• There are known structural concerns.
• You plan to carry out major renovations after purchasing the property.

This survey includes a detailed breakdown of defects, repair advice, and long-term maintenance recommendations, ensuring you are fully aware of any potential costs before purchasing your home.

Choosing Complete Home Surveys for your Shared Ownership Valuation ensures:

• RICS-Regulated Valuations - Fully compliant with the latest standards
• Expert Local Knowledge - In-depth experience in the Liverpool property market
• Fast Turnaround Times - Reports delivered promptly to meet deadlines
• Competitive Pricing - Affordable and transparent fees with no hidden costs
• Personalised Service - Friendly and professional surveyors who guide you through the process

Our team at Complete Home Surveys ensures a fast and accurate staircasing valuation, helping you progress with your purchase smoothly.